Wow! Man, that's a steep policy cost!
I'm seeing that.. I use Geico for my non-HD bikes but as @AZPA1250S pointed out, Geico is a bit pricey for the PA. They quoted me 100/mo for the PA and 110 for the Ultra. HD insurance quoted 120 for both bikes so I thought that was a decent deal. (Basically 60 a month for each bike).
Hello ODGreenPA,
Everything I own is insured through State Farm including my PAS
Glad i was able to indirectly help you out! Don't remember my coverage numbers but I'm sure they are similar to yours, and very close in price..... I even got a travel/trip insurance added on last year for 15$/yr, think it was a good purchase but hopefully I don't find out.😀Hello ODGreenPA,
I have to thank you and Tobba611 for mentioning H-D Insurance. I had been with another insurance company for 10 years and when I purchased my ’23 PA 1250S I naturally went to them. In talking with the agent they could not find a model RA1250S so identified it as a FXS. They said they would correct it later when the policy was issued. ?
The policy arrived with the FXS model designation. I called and they still could not find the RA1250S model in the database but, not to worry. Yea, right. If I ever had a claim, I could see a claim adjuster telling me that they never insured a policy for a PA1250S, so what did I do with the FXS?
I went on line with H-D Insurance, everything went well, the rate was slightly lower by $10/year at $420/year with coverages at $250,000/$500,000 with $1,000 deductible. Policy arrived with the correct model and follow up text messages making sure all was OK. 🙂
So far, so good. I hope I never have to make a claim. It is good piece-of-mind. Thank-you for the mentioning of H-D Insurance in your post.
Hello ODGreenPA,
I have to thank you and Tobba611 for mentioning H-D Insurance. I had been with another insurance company for 10 years and when I purchased my ’23 PA 1250S I naturally went to them. In talking with the agent they could not find a model RA1250S so identified it as a FXS. They said they would correct it later when the policy was issued. ?
The policy arrived with the FXS model designation. I called and they still could not find the RA1250S model in the database but, not to worry. Yea, right. If I ever had a claim, I could see a claim adjuster telling me that they never insured a policy for a PA1250S, so what did I do with the FXS?
I went on line with H-D Insurance, everything went well, the rate was slightly lower by $10/year at $420/year with coverages at $250,000/$500,000 with $1,000 deductible. Policy arrived with the correct model and follow up text messages making sure all was OK. 🙂
So far, so good. I hope I never have to make a claim. It is good piece-of-mind. Thank-you for the mentioning of H-D Insurance in your post.
I haven't "shopped" around and after reading this thread, not sure if I will. Probably should, maybe when I'm due to renew.
Insurance is a very complicated thing. I have a very good rate with my insurance because I have multiple motorcycles, Trucks, RV, and homeowners insurance all with the same company. This allows for multiple discounts. If I had only the Pan America insured with them and nothing else I'm sure my rate would be at least four times what it currently is on my Pan America.
The only fact I needed was that everyone on this forum was paying 40 to 70 percent less than me. But then I was given the additional fact that two other insurance agencies offered me identical coverages for nearly 60 percent less.
AMAZING! I just received a $64 refund from H-D Insurance after an underwriter review. That makes my annual premium $356/year. YES!Hello ODGreenPA,
I have to thank you and Tobba611 for mentioning H-D Insurance. I had been with another insurance company for 10 years and when I purchased my ’23 PA 1250S I naturally went to them. In talking with the agent they could not find a model RA1250S so identified it as a FXS. They said they would correct it later when the policy was issued. ?
The policy arrived with the FXS model designation. I called and they still could not find the RA1250S model in the database but, not to worry. Yea, right. If I ever had a claim, I could see a claim adjuster telling me that they never insured a policy for a PA1250S, so what did I do with the FXS?
I went on line with H-D Insurance, everything went well, the rate was slightly lower by $10/year at $420/year with coverages at $250,000/$500,000 with $1,000 deductible. Policy arrived with the correct model and follow up text messages making sure all was OK. 🙂
So far, so good. I hope I never have to make a claim. It is good piece-of-mind. Thank-you for the mentioning of H-D Insurance in your post.
If you don’t mind me asking, who did you switch from and to?
From HD insurance to Farm Bureau.
