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ESP (Warranty) Expiring, any suggestions?

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Tobba611

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2021 PA Special
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Discussion starter · #1 · (Edited)
My "Harley" extended service plan is expiring soon. I purchased a two year ESP back in '23 and it turned out to be be just for "peace of mind". I only had one small claim. But since there is still a bunch of stuff that I don't have the scanners/computers to accomplish that could go wrong, I am doing some shopping.

Things to consider:

1. Length of the ESP. I kinda wish I would have sprung for a longer ESP back in 23, but anything over 2000 bucks is a lot of money for a bike that I might get 10k for if I traded in.
2. I am at 45,000 miles.
3. My local shop, for some BS reason isn't offering the HD sponsored ESP. The one they offer is a Generic "power sports" ESP. The cost is 1,700 for two years.
4. I am looking at a place called "discount ESP" that a guy on YouTube recommended.

Looking for suggestions for ESP's you have used and trust or any that I should steer clear of.
 
Discussion starter · #6 ·
ODGreenPA said:
You haven't answered our phone calls or returned mail, we've been trying to get ahold of you!😀

On serious note, Im following to see potential options also in near future.
Click to expand...

THIS is exactly why I'm not Googling!!! I want some "word of mouth".
 
#8 ·
be sure to read the fine print on coverage limits. I know the HD ESP limits repairs to the current resale value of the bike. For those of us with 21s, that means we are limited to about a $6K repair.
Should be fine for needing a fork or shocked replaced, but doubtful for covering an engine failure.
 
Discussion starter · #9 · (Edited)
New "Harley Davidson branded" 2yr ESP is 1850.00...


mikeInPA said:
be sure to read the fine print on coverage limits. I know the HD ESP limits repairs to the current resale value of the bike. For those of us with 21s, that means we are limited to about a $6K repair.
Should be fine for needing a fork or shocked replaced, but doubtful for covering an engine failure.
Click to expand...
I've read that. Not sure about the 6k? Is that a majority percentage of value? What do they do in one of those instances? I assumed they would pay the max they would (6k) and stiff me for the rest... Not like they would just stiff me for it all right?
 
Discussion starter · #12 ·
mikeInPA said:
1850 sounds high for 2 years. Not sure on current prices, but 3 years ago my dealer had the 3 year ESP (actual 3 year, advertised 5 year) priced around $1,500.
Click to expand...
They may be dinging me for milage. I'm at nearly 46k.
 
Discussion starter · #13 ·
Costs from 2023:

1 year $934 w/ Wheel and tire $1299
2 year $1189 w/ Wheel and tire $1559
3 year $1514 w/ Wheel and tire $1894

Costs for the same bike in 2025:

1 year NO LONGER AVAILABLE
2 year $1850 w/ Wheel and tire $2100
3 year $2350 w/Wheel and tire $2600

(This is all the "Harley" warranty provided by CNA National.)

Not sure if it's a market change or they saw me coming.
 
#15 ·
I started saving $100 a month when I got my 2021 in February of 2024 , I got 3 years then for around $2000 with Rim and tire or he called it FENDER TO FENDER 🤷🏻‍♂️ but he told me that in January of 2027 I should renew and I could get another 3 years for around $2500 🤦🏻‍♂️
 
Discussion starter · #16 ·
mikeInPA said:
Is your extended warranty already expired? I wonder if that is the used bike pricing, but if your ESP is still current, I though you can extend it at new bike pricing.
Click to expand...
No, it's in place until 6-22-25. He said even if it was expired, that the only repercussion would be a 300 mile waiting period before I could make a claim. So the bike would have to go 300 miles before they would cover anything.
 
Discussion starter · #17 ·
DOCIHMC said:
I started saving $100 a month when I got my 2021 in February of 2024 , I got 3 years then for around $2000 with Rim and tire or he called it FENDER TO FENDER 🤷🏻‍♂️ but he told me that in January of 2027 I should renew and I could get another 3 years for around $2500 🤦🏻‍♂️
Click to expand...
Yeah, my guy used the same "fender to fender" statement.

It looks like you are in line with me on the pricing. He said I could get a 3-year with wheel and tire for 2600..

If this was an EVO or an M8 that I could yank apart myself I wouldn't even worry about a warranty at 46k. But I can't even bleed the brakes or swap out a damaged hand control module without the dealer. A thousand bucks seems to be the minimum baseline for just about anything that can happen.

Maybe I just skip the warranty and put the 1850 in a savings account that earns interest. After all, two years ago I spent 1200 on an ESP and only had one repair, that would have cost me 200 bucks. So I technically wasted 1000...
 
#18 ·
Tobba611 said:
Yeah, my guy used the same "fender to fender" statement.

It looks like you are in line with me on the pricing. He said I could get a 3-year with wheel and tire for 2600..

If this was an EVO or an M8 that I could yank apart myself I wouldn't even worry about a warranty at 46k. But I can't even bleed the brakes or swap out a damaged hand control module without the dealer. A thousand bucks seems to be the minimum baseline for just about anything that can happen.

Maybe I just skip the warranty and put the 1850 in a savings account that earns interest. After all, two years ago I spent 1200 on an ESP and only had one repair, that would have cost me 200 bucks. So I technically wasted 1000...
Click to expand...
Yes sir absolutely 💯 I guess it's a good insurance policy to have lol would take me a weekend to put mine back stock before I called em 🤣
 
#19 ·
Tobba611 said:
After all, two years ago I spent 1200 on an ESP and only had one repair, that would have cost me 200 bucks. So I technically wasted 1000...
Click to expand...
Yeah, when I bought my ESP told myself "Well, I just paid $1500 to guarantee I'm not going to have any major issues for the next 4 years!" :D
 
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